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Assess your finances after a natural disaster
Find out what financial assistance and support is available if you have been affected by a natural disaster.
Once you have recovered or reconstructed your financial records you should be ready to assess your financial position. Your accountant or financial adviser can help you to do this.
Cash flow forecast
A cash flow forecast will show you how much cash your business has available. Learn how to plan and monitor cash flow.
Profit and loss report
A profit and loss report from the start of the financial year to the date the natural disaster affected your business will give you a good idea of your financial position. Learn how to understand profit and loss reports.
Analyse your current financial position
Use the information in your cash flow forecast and profit and loss report to analyse your business's current financial position.
Again, your accountant or financial adviser can give you advice and support. Find out more about working with business advisers.
Review your finance options
Your current financial position may reveal that you need to obtain finance to reopen your business. Find out more about assessing business finances from the CPA Disaster Recovery Toolkit.
Benchmark your business
Benchmarking your business allows you to compare your performance with other similar-sized businesses in the same industry. This gives you valuable information about how you can improve your business. Learn more about benchmarking your business.
The Australian Taxation Office (ATO) provides information for individuals and business about dealing with disasters.
Financial support services
The Small Business Bushfire Financial Counselling Support Line offers free financial counselling to small business owners and sole traders affected by the bushfires. Their services are independent and confidential.
The National Debt Helpline provides free, independent and confidential advice to help you manage your debts or negotiate with creditors. You can also access step-by-step guides and useful information on how to deal with specific types of debts.
- Read about what to do after a natural disaster on ASIC's MoneySmart website.
- Learn how to protect yourself from scams, fake tradespeople and repair workers that may target your business during a natural disaster.
- Contact Lifeline for confidential emotional and crisis support on 13 11 14. You can speak to a trained and dedicated volunteer 24 hours a day.
- Contact Beyond Blue for support in dealing with depression and anxiety.
- Find mental health and wellbeing resources for businesses.