Choosing the right insurance cover is an important part of managing your business, as it helps you manage and reduce potential risks.
Being uninsured or underinsured is risky, as it exposes you to potential losses if something goes wrong in your business. Equally, having the wrong kind of insurance can be a waste of money. You should regularly review and update your insurance, especially when your business grows or changes.
While some decisions regarding insurance have already been made for you (such as those required by law, customers, clients or other businesses), it is your responsibility to identify risks in your business and decide which ones to insure against.
This guide will help you to understand your business insurance needs.
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