Small Business Disaster Recovery Grants

Small Business Disaster Recovery Grants provide assistance to small businesses severely impacted by the North and Far North Queensland monsoonal trough to engage high-level expertise to help them recover and rebuild business confidence. Funding for building, plant and equipment repairs is available in specific circumstances.

Available funding

Funding of up to $10,000 (excluding GST) may be provided to eligible businesses to engage business consultants, mentors, coaches or an advisory service to assist with business recovery following the monsoonal trough.

The grant's purpose is to provide severely impacted small businesses with access to high-level expertise and advice to rebuild business confidence and increase resilience for the future.

A single grant payment will be made directly to the business and is to be used for:

  • business plan development
  • retraining
  • business mentoring
  • financial counselling
  • exploring options for business sustainability.

Funding may also be available for building, plant and equipment repairs for small businesses as a flood-proofing measure – specific eligibility applies.

Eligibility criteria

The following grants are available to established small businesses severely impacted by the monsoonal trough.

The grants have been jointly funded by the Australian and Queensland governments under Disaster Recovery Funding Arrangements (DRFA).

Table 1: Eligibility

DRFA category Eligible council areas (LGA) Resilience $10,000 Repairs $10,000 Assessment required
Received Category C assistance (directly inundated; approved for Special Disaster Assistance Recovery Grant)

Cloncurry Shire

Flinders Shire

McKinlay Shire

Richmond Shire

Townsville City

Yes Yes

No eligibility assessment – deemed as eligible due to receipt of Category C assistance.

To be eligible for Repair funding, small business must have exhausted the DRFA payment of $50,000 and have any insurance assessment completed.

Evidence required for Repair funding:

  • evidence of acquittal of DRFA funding (e.g. acquittals provided; letter from QRIDA/QRA)
  • evidence of completed insurance assessment e.g. letter from insurance company.
Not eligible Category C assistance (indirectly impacted)

Cloncurry Shire

Flinders Shire

McKinlay Shire

Richmond Shire

Townsville City

Yes No

Suffered indirect loss as a result of the natural disaster (e.g. unable to operate under normal day-to-day business arrangements).

Examples of evidence required:

  • evidence of closure (e.g. web page notices, notices in papers, road closures)
  • financial statements detailing loss of income within and immediately after monsoon event dates
  • statutory declaration stating business suffered loss of trade.

Eligible to receive, or received, Category B assistance

Not eligible Category C
(directly inundated, approved for Disaster Assistance Small Business Loan)

Burdekin Shire

Burke Shire

Carpentaria Shire

Charters Towers Shire

Croydon Shire

Douglas Shire

Etheridge Shire

Hinchinbrook Shire

Winton Shire

Yes Yes

To be eligible for Repair funding, small businesses must have any insurance assessments completed.

Evidence required:

  • photographs of damage
  • insurance claims lodged
  • statutory declaration stating business was closed and loss of trade.
Not eligible Category B or C assistance (indirectly impacted)

Burdekin Shire

Burke Shire

Carpentaria Shire

Charters Towers Shire

Croydon Shire

Douglas Shire

Etheridge Shire

Hinchinbrook Shire

Winton Shire

Yes No

Suffered indirect loss as a result of the natural disaster (e.g. unable to operate under normal day business arrangements).

Examples of evidence required:

  • evidence of closure (e.g. web page notices, notices in papers, road closures)
  • financial statements detailing loss of income within and immediately after monsoon event dates
  • statutory declaration stating business suffered loss of trade.

Additional criteria

To be eligible the business must also:

  • have fewer than 20 employees on 1 January 2019
  • have an Australian Business Number (ABN) and be registered for GST
  • not have an owner or director who is an undischarged bankrupt or insolvent.

Only 1 application will be accepted from an individual ABN or business address for each funding stream for which they are eligible.

Grant recipients will be required to submit receipts to demonstrate how grant funding was used no more than 6 months after an application has been approved in writing by the department.

Guidelines

Read the application guidelines and terms and conditions.

Applying for the grant

To apply, complete the following steps:

  1. read the eligibility criteria
  2. read the application guidelines and terms and conditions
  3. complete an online application form using the appropriate SmartyGrants link(s) below.

Apply now:

Your application must:

  • outline how you intend to use grant funding to support your small business recovery
  • attach the required documentation (as outlined above and in Table 1).

More information

For more information or advice, phone 1300 654 687 or email grants@desbt.qld.gov.au.

View the 2019–20 Small business grants schedule to help plan your applications for grant rounds.

Subscribe to the Small Business Connect newsletter to receive updates to all our grants.